The Financial Kernel for the AI Economy

The Governance Layer for Agentic Commerce

Pre-execution policy enforcement for autonomous payments. Every transaction governed by a 6-agent pipeline before a single cent moves.

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Three Outcomes. Zero Ambiguity.

Every payment intent receives a deterministic governance decision before settlement.

ALLOW

Compliant. Settled.

Agent verified, policy passed, optimal rail selected. Payment settles via SEPA, Stripe, SWIFT, or stablecoin in under 2 seconds.

KYA: trust_score=81 CONTINUE
Governance: sanctions=CLEAR CONTINUE
Control: risk=12 rail=sepa CONTINUE
Execution: settled Tx:pi_3Qx...
Audit: compliant retention=7yr

BLOCK

Rejected. Logged.

Sanctions match, unknown agent, exposure ceiling breach, or network threat detected. Payment blocked before any funds move.

KYA: agent=rogue-999 REJECT
reason: KYA-UNKNOWN-AGENT
detail: Agent not registered
Audit: non-compliant [FATF]
retention=7yr immutable

ESCALATE

Human Review Required.

Dual-approval threshold, borderline trust score, or high-risk corridor. Pipeline pauses. Human approves, rejects, or modifies via dashboard or API.

Governance: amount >= threshold
action: ESCALATE (HITL)
detail: Requires human approval
Dashboard: APPROVE / REJECT
Pipeline resumes on decision

Authentication isn't governance.

API keys prove identity. Revvyn enforces what that identity is allowed to do — how much, to whom, through which rail, under which regulatory framework, in real time.

FATF PSD2 ISO 20022 MiCA ERC-8004 SOC 2

Built for the AI Economy

Protocol-agnostic infrastructure. Enterprise to consumer. Traditional rails to DeFi.

◈

Know Your Agent (KYA)

Identity verification, trust scoring, exposure ceilings, and AgentProof oracle integration. Every agent is profiled before transacting.

⬡

Policy Engine

Per-tenant, per-vertical governance rules. Sanctions screening, spend limits, KYC/AML, and custom escalation rules configurable via API.

◆

Optimal Rail Selection

Scores every available rail on cost, speed, compliance, and vertical fit. SEPA, SWIFT, RTP, Visa, Mastercard, USDC, Aave, WooshPay, x402.

▸

Real-Time Settlement

Pluggable BaseRail interface. Stripe in production today. New rails added without core changes. Sandbox mode for development.

◫

Immutable Audit Trail

Every decision recorded with reason codes, confidence scores, and regulatory tags. 7-year retention. Tamper-proof hash chain. SOC 2 ready.

⚠

Network Intelligence

IP reputation, VPN/Tor detection, geo-mismatch analysis, velocity checks. Real-time threat scoring on every request.

The Governance Layer for Agentic Commerce

Three Outcomes. Zero Ambiguity.

Built for the AI Economy

Ready to govern your agent payments?